Career Development Solutions

Career Training Funding

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By taking advantage of the Career Training Smart Option Student Loan, you may borrow up to 100% of the school-certified cost of attendance. Additionally, SallieMae Loans  offer:

  • Competitive variable interest rates
  • No origination fee and no prepayment penalty
  • Auto debit savings: Get a 0.25% point interest rate reduction while enrolled to make scheduled monthly payments by automatic debit
  • Smart Reward – 2% cash back: Students who choose to become Upromise members, a free to join service, can get a Smart Reward in their Upromise account of 2% of their scheduled monthly payments that are made on time while in school.
  • Upromise Loan Link: Allows students to transfer their rewards to their SallieMae student loan account to help pay down their eligible SallieMae student lots. Learn more at
  • Death and disability loan forgiveness: In the event of student death, or if the student becomes permanently and totally disabled, SallieMae will forgive all remaining debt on the student’s account.

More Options. More Flexibility.

Each time, you apply for a new loan, you can choose which repayment option fits your circumstances the best. A SallieMae loan may cover up to 100% of the school-certified cost of attendance while in school. That means you can find the right mix of laons to keep control of your monthly payments and still save on the total cost of your loan.

  • Fixed Repayment Option – By making monthly payments of $25 while in school and for six (6) months after school. Students can save up to an average of 20% on their total loan cost when compared to a traditional private student loan with deferred payments.
  • Interest Repayment Option – By making monthly interest payments while in school for six (6) months after you’ve completed your program, students can save up to an average of 30% of their total loan cost (when compared to traditional private loans).


When compared to a 15-year, traditional deferred payment loan through a private entity, a SallieMae loan may let students:

  • Graduate owing hundreds, even thousands of dollars less than their peers in similar programs
  • Pay off their loans years earliest
  • Start establishing their credit today for a brighter future tomorrow.

All of this is made possible because students have a shortened repayment term by making payments while in school, and during the separation period.

A Cosigner May be Beneficial

Many students when they start school may have little or no credit history when they attempt to take out their student loans. With a limited credit history, a student may be denied their loan; however, you may apply for a loan with a creditworthy individual as a cosigner, which can improve your chances for approval.

  • Cosigner release available – After graduation, a student borrower may apply for their cosigner to be released from the loan after they’ve made 12 consecutive, on-time principal and interest payments that meet certain credit requirements. There is no negative impact on the interest rate on the student one when a cosigner is released from their obligations.
  • It’s important to note that a cosigner does not have to be a parent – A SallieMae loan does not require the student’s parent to be a cosigner. However, it is wise to consider a family member to be the cosigner on the loan. In the cases where this is not possible, any creditworthy individual may help you achieve your educational goals.
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When in enrolling into one of our Career Development Programs, students may wish to fund their education through a student loan. New Horizons partners with SallieMae to provide students with smart solutions to responsibly finance and pursue their education. SallieMae Career Training Smart Option Student Loan include:

  • Variable Interest Rates
  • No Origination Fee and no Prepayment Penalty
  • Autopay Debit Savings
  • Smart Reward – 2% Cash Back
  • Free Quarterly FICO Credit Score

The Career Training Smart Option Student Loan is designed to help you earn a certification in IT with less debt as well as help you pay it off faster. This SallieMae loan option requires making interest-only payments while in school and during the six (6) month separation period to avoid capitalized interest. A prospective student may reach out to a creditworthy cosigner to help them qualify for a loan and/or receive a lower interest rate.

Scheudle a Free Career Assessment Today
Scheudle a Free Career Assessment  Today

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